The Majlis Archive
Finance - Banking - Business The Majlis Vol 24 No 08, p.7

We are a cellphone store that belongs to a major service provider.

Question

We are a cellphone store that belongs to a major service provider. They want us to sell insurance to customers for the devices we sell. We have refused. They are insisting that we should do it. They have given us two options 1]consultant sells it in store to the customer. We get commission on that. We can open a separate bank account and put the funds in there. We can then give it to the poor 2]Customer is told about it. If he wants it he is given a method on his phone to do it on his own. There is no commission paid on this. Is any of these options permissible?

Answer

Both options are haraam. The first is the greater haraam. It is necessary to abstain from both options even if you have to abandon selling the cellphones.

Remember that Rizq is from only Allah Ta'ala. Rizq is fixed. When a worldly opportunity has to be abandoned for the sake of Allah Ta'ala it is merely a trial to test our Imaan and to prepare us for Allah's Meeting. Repose full trust (tawakkul) on Allah's Promise. He has undertaken the responsibility of providing our Rizq. That is why the Auliya say: "Upon us is to worship Him as He has commanded us, and on Him is to provide for us as He has promised us." Rasulullah (Sallallahu alayhi wasallam) said: Rizq is sealed (fixed and will not fluctuate), and the avaricious one is deprived (of getting more). Neither will rizq increase nor decrease. Its amount will remain fixed. Yes, barkat will increase if it is acquired in the halaal way, and along with it thawaab in the Aakhirat. But if it is acquired in a haraam manner, the barkat is eliminated and punishment awaits one.

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The Majlis Vol 24 No 08
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7

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Appears under THE CONSEQUENCES OF KUFR INTER-FAITH. This heading is the nearest headline at or before the page and is approximate. Do not cite it alone.

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